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RBI issues draft guidelines on payment aggregators

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New Delhi: The Reserve Bank on Tuesday came out with draft guidelines to further strengthen regulations on payment aggregators, a move aimed at boosting the payment ecosystem.

The draft also covers the physical point-of-sale activities of payment aggregators (PAs).

The RBI said that given the growth in digital transactions and the significant role that PAs play in this space, the current directions on PAs are proposed to be updated and cover, inter alia, KYC and due diligence of merchants, operations in Escrow accounts, and intended to strengthen the payment ecosystem.

The payments ecosystem in India includes online PAs and PAs, which facilitate face-to-face/proximity payment transactions.

On KYC and due diligence, the draft said the payment aggregators should undertake due diligence of merchants onboarded by them in accordance with Customer Due Diligence (CDD) prescribed in Master Directions on Know Your Customer (MD-KYC), 2016.

“PAs shall ensure that marketplaces onboarded by them do not collect and settle funds for services not offered through their platform,” said the draft on which the RBI has invited comments by May 31, 2024.

For face-to-face/proximity payment transactions done using cards, from August 1, 2025, the draft said no entity in the card transaction/payment chain, other than the card issuers and/or card networks, shall store the Card-on-File (CoF) data.

“Any such data stored previously shall be purged,” the draft added.

The draft further said non-banks providing PA-P services should have a minimum networth of ₹ 15 crore at the time of submitting an application to the RBI for authorisation and a minimum networth of ₹ 25 crore by March 31, 2028.

The net worth of ₹ 25 crore shall be maintained at all times thereafter.

Kozhikode Markaz student Abdul Fazal Noorani secures 507th Rank in UPSC examination

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Kozhikode Markaz student Abdul Fazal Noorani secures 507th Rank in UPSC examination

Kozhikode: Abdul Fazal Noorani, a student of Kozhikode’s Markaz Center of Excellence, Jamia Madeenathunnoor, has achieved the 507th rank in the prestigious Civil Services-2024 examination conducted by UPSC.

Having received preliminary training at the Markaz Garden Civil Service Coaching Centre, Fazal completed his Masters in History from Jamia Millia Islamia, Delhi. He currently serves as a teacher at the Thiruvananthapuram Civil Service Academy.

Fazal Noorani is the son of the Bawa-Asrabee couple from Parappanangadi in Malappuram district.

Jamia chairman Kanthapuram A.P. Aboobacker Musliar and Rector Dr. A.P. Abdul Hakeem Azhari have extended special congratulations to Fazal Noorani for this remarkable achievement.

Elderly woman passes away shortly after casting vote in Brahmavar

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Elderly woman passes away shortly after casting vote in Brahmavar

Udupi: An elderly woman passed away after casting her vote at her home in Brahmavar taluk on April 16.

P. Yashodha (83), the wife of retired village accountant D. Narayan Upadhyay is the deceased. The Election Commission had permitted special voting arrangements for senior citizens, allowing them to vote from home. Consequently, P. Yashodha exercised her voting right from home.

On Tuesday, when the senior citizens were scheduled to vote, P. Yashodha experienced chest pain but opted to go to the hospital only after casting her vote. She was subsequently admitted to Koteshwar Private Hospital. Sadly, she succumbed to her illness around 9 pm without receiving treatment.

Kannada producer-actor Dwarakish cremated in Bengaluru with state honours

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Bengaluru: The funeral rites of veteran Kannada film producer and actor Dwarakish, who died of a heart attack on Tuesday at the age of 81 years, were conducted, with state honours, at the TR Mill Crematorium in Chamarajpet on Wednesday.

The body of the late actor was kept at the Ravindra Kalakshetra on Wednesday morning for people to pay their last respects to Dwarakish, prior to the funeral.

Chief Minister Siddaramaiah, actors Yash, Ravichandran, Dhruva Sarja and Shruti as well as other dignitaries offered their respects to the actor at Ravindra Kalakshetra.

Noida’s Wardah Khan who quit corporate job makes it into UPSC top 20

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Noida resident Wardah Khan who quit her corporate job to prepare for the civil services secured the 18th rank in the UPSC exam 2023, opting for the IFS as her first preference to further the image of India at global platforms.

Noida's Wardah Khan who quit corporate job makes it into UPSC top 20

The exam results were announced on Tuesday by the Union Public Service Commission (UPSC).

The 24-year-old UPSC exam qualifier says she opted for the Indian Foreign Service (IFS) as her first preference as she wishes to make the country proud at global platforms.

“Like every other aspirant, when we start our journey, we dream of finding our name on the result list. But getting into the top 20 was unimaginable, I had not imagined to be able to be in the top 20. It’s a dreamy feeling right now. Everyone in my family is very happy and beaming with pride,” Khan told PTI.

“I have opted for the Indian Foreign Service as my first preference, so I would like to further the image of India across global platforms and multilateral institutions and help our Indian diaspora abroad,” she added.

A resident of Vivek Vihar in Noida’s Sector 82, Khan pursued her Bachelors in Commerce (Honours) from the Khalsa College of Delhi University. The only child of her parents, she lives with her mother. Her father passed away nine years ago.

On how she got inclined towards UPSC, Khan said that during her college days, she always had an interest in geopolitics, in subjects such as history and polity.

She used to participate in debates and MUNs (mock United Nations) during her college days but even then the idea of taking up civil services as a career path had not come to her.

It was during her job tenure that Khan realised she wanted to become a civil servant.

“I worked for a corporate firm for eight months. That didn’t sort of satisfy me. I wanted to give back to the society and wanted to work for my country and transform the lives of the people,” she said.

“I realised the kind of syllabus and opportunities that this career (civil services) offers aligns with my interest and I decided to pursue it and quit my job,” she added.

Khan said she prepared at home but also took online coaching from a private institution for a year.

Sharing her tips for UPSC exam aspirants, Khan said there are a few postulates that every candidate should keep in mind.

“First and foremost, you have to be very thorough with the basics like NCERT and Polity by Laxmikant. These are the basic books that you have to be thorough with,” she said.

“You also must have made proper syllabus heads of your mains and your optional should also be prepared with notes before the cycle communities. These are some of the things that must be kept in mind,” Khan added.

A total of 1,016 candidates — 664 men and 352 women — have qualified in the examination and have been recommended by the UPSC for appointment to various services.

Aditya Srivastava, a trainee Indian Police Service officer, has topped the civil services examination.

Animesh Pradhan, Donuru Ananya Reddy, PK Sidharth Ramkumar and Ruhani have secured the second, third, fourth and the fifth ranks, respectively.

Dead bodies of mother-daughter duo found in sump of ashram in Chitradurga

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Chitradurga: The dead bodies of a 40-year-old woman and her 22-year-old daughter, who were staying with their family at the Tipperudraswamy Ashram on Turuvanooru Road, were found inside the sump of the Ashram on Tuesday night.

The women have been identified as Geetha and her daughter Priyanka, who were natives of Bhadravathi. The duo reportedly worked at the Tipperudraswamy Temple in Chitradurga, with the family, including Geetha’s husband and son, residing at the Ashram.

On Tuesday evening, the men were out of the Ashram premises and learned of Geetha and Priyanka’s death when they returned at night, the local police officers have said.

Google employees arrested for protesting against company’s deal with Israel

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New York: Employees of the tech giant Google staged sit-in protests at the company’s New York and Sunnyvale, California offices, lasting for over nine hours and resulting in their subsequent arrest.

The demonstrators asserted that they would not disperse until Google terminates its involvement in a $1.2 billion artificial intelligence and surveillance contract with Israel, along with Amazon.

Taking over the office of Google Cloud CEO Thomas Kurian in California, the protesters occupied the space for more than eight hours.

In a ‘notech4apartheid’ video, an individual informed the employees of their placement on administrative leave, urging them to vacate voluntarily. However, the protesters declined, leading to their arrest by law enforcement.

Google staff members have consistently voiced opposition to project “Nimbus,” with Palestinian employees highlighting what they perceive as “institutionalized bias” within the company.

Meanwhile, Israeli airstrikes targeted the Maghazi refugee camp in central Gaza, resulting in the deaths of eleven individuals, including children, as part of the ongoing bombardment of the Palestinian territory.

Reports indicate that since October 7, Israeli attacks on Gaza have resulted in the deaths of at least 33,843 Palestinians, with 76,575 others sustaining injuries.

Film producer Soundarya Jagadish commits suicide in Bengaluru

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Film producer Soundarya Jagadish commits suicide in Bengaluru
Soundarya Jagadish

Bengaluru: Soundarya Jagadish, a film producer and businessman residing in Mahalakshmi Layout, Bengaluru, has committed suicide at his residence. The police are investigating the incident and will take further legal action after recording statements from family members.

Soundarya Jagadish was known for producing films like “Appu and Pappu,” “Mast Maja Maadi,” “Ramleela,” and “Friends.” He also ran the Jet Lag Resto Bar on Rajkumar Road in Rajajinagar. The bar was in the news previously when a case was registered and later closed by the police following a night party held during the release of the movie “Kotair” starring actor Darshan.

The police suspect that financial difficulties may have led to Soundarya Jagadish’s suicide, and the investigation into his death is ongoing.

At least 14 dead and 3 missing as landslides hit Indonesia’s Sulawesi island

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Tara Toraja (Indonesia) : Torrential rains triggered landslides on Indonesia’s Sulawesi island, killing at least 14 people and leaving three others missing, officials said Sunday.

Mud fell from surrounding hills onto four houses just before midnight Saturday in the Tana Toraja district of South Sulawesi province, said local police chief Gunardi Mundu. He said a family gathering was being held in one of the affected houses.

Dozens of soldiers, police and volunteers joined the search in the villages of Makale and South Makale, in a remote, hilly area, Mundu said. Rescuers early Sunday managed to pull out two injured people, including an 8-year-old girl, and rushed them to a nearby hospital.

Rescuers by Sunday afternoon had recovered at least 11 bodies in Makale village and three bodies in South Makale, and were still searching for three others, including a 3-year-old girl, said National Disaster Management Agency spokesperson Abdul Muhari.

Downed communications lines, bad weather and unstable soil were hampering the rescue efforts, Muhari said.

Tana Toraja has many popular tourist attractions, including a site with traditional houses and wooden statues of bodies buried in the caves, known as tau-tau.

Seasonal downpours cause frequent landslides and floods in Indonesia, a chain of 17,000 islands where millions of people live in mountainous areas or in fertile flood plains.

Congress is Sultan of tukde tukde gang: PM Modi at Karnataka poll rally

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Mysuru (Karnataka): Prime Minister Narendra Modi on Sunday called the Congress “the sultan of tukde tukde gang”, as he accused the opposition party of having the dangerous intention to “divide, break and weaken” the country.

He was addressing a mega public meeting at Maharaja’s college ground here aimed at drumming up support for BJP and JD(S) candidates from Mysuru, Chamarajanagar, Mandya and Hassan Lok Sabha constituencies.

“This is a land where mothers dream about sending their children to armed forces in the service of the nation. On the other hand, there is a Congress party which is going around becoming the ‘Sultan of tukde tukde gang’. The dangerous intention of Congress to divide, break and weaken the country is still the same,” Modi claimed.

JD(S) patriarch and former Prime Minister H D Deve Gowda was among those who shared the dais with Modi in a show of strength by the NDA.

The JD(S) joined the NDA in September last year. Of the total 28 seats in Karnataka, BJP is contesting in 25 and the JD(S) in three, including neighbouring Mandya.

“In Karnataka, NDA has the guidance of senior leaders like H D Deve Gowda and (BJP leader B S) Yediyurappa and cooperation of (JD(S) leader) H D Kumaraswamy”, Modi said.

Modi claimed that the Congress has crossed “all the limits of hating the country”.

“People of Karnataka are witness that those who speak against India, Congress as a reward gives them an election ticket. Recently you might have seen at a Congress election rally a person made people shout ‘Bharat Mata ki Jai’ slogan, but before doing it, he had to seek the permission of leaders sitting on the stage,” the prime minister said.

Questioning whether one requires permission to say ‘Bharat Mata ki Jai’, he asked, “Will the country, Karnataka, Mysuru forgive such a Congress? First opposed ‘Vande Mataram’ and now hesitated to say ‘Bharat Mata ki Jai’. This is the height of Congress’s downfall.”

Scion of the erstwhile Mysuru royal family Yaduveer Krishnadatta Chamaraja Wadiyar is the BJP candidate in the coming Lok Sabha elections here. Deve Gowda’s son, former Chief Minister and JD(S) leader Kumaraswamy is contesting from Mandya.

Karnataka is very important for the BJP as it’s the only state in South India where the party has had held power.

In the 2019 general elections, BJP bagged 25 seats, while an independent backed by the party also emerged victorious.

The Congress and JD(S) which fought the polls in an alliance back then secured just one seat each.

Accusing the Congress of playing with fire for the sake of power, the PM said that at the time when India’s stature is increasing globally, Congress leaders going abroad are not leaving any opportunity to project India in poor light.

“The country gives a befitting reply to its enemies, but Congress seeks evidence for ‘surgical strikes’ from the army. Congress is working with a political wing of a banned organisation which is involved in terror activities,” he alleged.

Claiming that an “open game” of appeasement is on in the country, Modi alleged that efforts are on to put a stop to fairs and festivals.

“Will you give the country’s administration into the hands of those playing this game of vote bank politics?” he asked, as he hit out at the Congress and INDIA bloc for “boycotting” the Ram Mandir consecration at Ayodhya by rejecting the invitation, which “insulted our faith”.

Alleging that the INDIA alliance people want to “end Sanatan”, and “destroy Hindu Dharma’s Shakti”, the PM said, “Until there is Modi, and he has your blessings, these forces of hate will never be successful. This is Modi’s guarantee.”

Karnataka is going to the polls in two phases. While polling for 14 Lok Sabha segments in the southern part of the state will be held on April 26, the second phase of voting in northern districts will be held on May 7.

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