Parmesh S Jain
The North Division cyber crime police officials are on the lookout for a conman who not only cheated an elderly woman with 30,000 promising Mudra loan but also opened another bank account in her name to carry out fraudulent transactions .
Senior officer told reporters,The victim,Nagamma Devaraj,49,from Chikkabanawara,the police on Friday registered a case against the unknown person charging him under cheating,forgery and also under various sections of the IT Act.
Nagamma told the police that the accused posing as government official called her promising to get her loan under PM Jan dhan Yojana on August 14.
The accused obtained her details and also made her to transfer 30,000 online on the pretext of processing fee for the interest free Mudra loan.
After some time, the accused called her again to inform that her CIBIL rate is low and promised to get it right to make it eligible for loan applications.
Trusting him,Nagammma shared all her personal information including Aadhar and voters id using which the accused had opened a saving account at a nationalized bank and made fraudulent transactions worth several lakhs.
The fraud came to light recently when the bank officials alerted Nagamma about the fraudulent transactions which she was not even aware .
The accused had mentioned his address while opening the bank account so that he could get the welcome kit and debit card delivered to his address .
The police suspect that the accused part of the online fraud network and diverted the cheated amount to this account,which was in the name of Nagamma.
The police are now trying to track down the accused through the residential address but the accused is on the run.
The police have also wrote to the department of Telecommunication official concerned to block the SIM card to prevent the accused from cheating others.
It may be recalled that the city police in November 4,wrote to all the cyber crime officials to utilize the newly launched service to block the SIM cards using by cyber crooks.
However the police feels that this will have minimal effect on the cyber frauds as they are faster than the police and adopt advance methods to cheat.
The SIM cards used by the accused are also availed through fraudulent means,a police officer,said adding that the accused would take another SIM as soon as the existing one is blocked.
